For insurance brokers
Place paid family leave without the research project
Offer your clients fully underwritten statutory coverage bundled with an AI native leave platform. We map multi state obligations, manage compliance filings, and handle workforce administration so you can close cases faster.
Why insurance brokers place with us
One coverage line, done properly
Turn a statutory obligation into a revenue generating line of coverage with real time quoting and turnkey AI administration.
Unlock new commission revenue
When clients default to state programs, brokers receive zero compensation. Placing a Limemint private plan turns a mandatory state tax into a high value, commissionable line of coverage for your agency.
Instant quote generation
Our automated underwriting engine maps statutory obligations and generates compliant private plan quotes in real time as soon as workforce location details are entered.
One product, done properly
Statutory paid family leave is all we underwrite. The private plan coverage and AI leave management platform ship together, leaving no software gaps for your client to fill.
You own the client relationship
As broker of record, all service reviews, plan renewals, and executive reporting flow directly through your agency. We never bypass your team.
Appointment
Get appointed as a Limemint insurance broker
We position you as the broker of record on placed accounts, keeping your agency at the center of the client relationship as you expand into private statutory leave coverage.
- Step 1
Tell us about your agency
Provide your agency credentials, licensing details, and active states. Our streamlined onboarding gets you set up in minutes.
- Step 2
Get appointed
We complete the carrier appointment paperwork and verify the jurisdictions where your agency is cleared to place private plans.
- Step 3
Access sales enablement tools
Receive full training resources, client presentation decks, statutory mandate guides, and platform demo environments to support your sales team.
- Step 4
Place your first case
Enter workforce location data for real time automated quotes. Our team is available to join client presentations or remain behind the scenes as you prefer.
What you get on day one
- Transparent commission schedule in writing prior to account placement
- Dedicated underwriting support for custom or complex client inquiries
- Client ready private plan proposals and statutory compliance guides
- Interactive platform demo environment for client presentations
- Advance renewal and absence experience reporting before client reviews
Placement
From instant quote to live onboarding in two weeks
Broker quotes are underwritten in real time, with seamless HRIS integration and complete client training delivered well before the policy effective date.
- Instant
Generate quote and bind
Enter employer details alongside employee work locations into our automated underwriting engine to produce a compliant private plan quote and bind coverage immediately.
- Day 1
Connect HRIS and payroll
Limemint initiates client onboarding by establishing live API connections to your client HRIS and payroll systems, allowing automated data flow.
- Week 2
Onboard and train client
We deliver custom client training, issue the company Leave Manual, and configure administrative permissions so HR is fully prepared.
- Effective Date
Go live for leave requests
The plan goes live seamlessly on the target effective date with automated intake, instant statutory checks, and real time payroll sync active.
Availability
What you can place today
Start with New York, then New Jersey and Massachusetts launching soon. Everywhere else is upcoming, and we will tell your client exactly where their states sit rather than let them assume.
Available now
New York
Private plans you can place, bind, and file with us today. New York is written as DBL with a PFL rider, so the statutory pair stays together on one policy.
Launching soon
Massachusetts and New Jersey
Next after New York. New Jersey is written as TDI with an FLI rider. Massachusetts is a PFML private plan covering family and medical leave together. Start the conversation now so the case is ready when we open.
Upcoming
11
Jurisdictions with a statutory program where we are not writing yet. We publish the full program detail so you can advise a client before we get there.
See the state comparisonProposal support
What you get for an RFP
In every response pack
- Private plan design comparison against each statutory state program
- Real time contribution modeling tailored to client wage distributions
- Compliance narrative covering employee notice and filing obligations
- Leave management platform feature walkthrough and interface previews
- Executive reporting samples for HR and finance stakeholders
How we work with your team
We are happy to participate in client finalist presentations or remain entirely behind the scenes as preferred. Underwriting and technical inquiries route directly to dedicated specialists rather than generic support queues.
Prior to renewals, your agency receives full workforce experience data and rate rationales in advance, ensuring complete alignment before client reviews.
Leave management platform
The software your client gets with the plan
Every placed case includes the leave management platform — a strong part of the insurance broker pitch because there is nothing else for the client to buy.
AI leave agent
Our AI-powered leave agent walks employees and HR teams through the whole process, with guidance specific to the state, the policy, and the person asking.
Read moreSeamless integration
The platform plugs into your existing HR, payroll, and carrier stack, so nobody re-keys a census or reconciles a deduction by hand.
Read moreBuilt-in compliance
Compliance is part of the platform rather than a policy document someone has to remember, which takes a large amount of legal risk off the table.
Read moreAutomated notifications
Timely updates keep employees, managers, and HR aligned through the whole leave, so nothing important slips.
Read moreDashboard and reporting
Monitor active cases and upcoming returns at a glance, then go deeper into usage, cost, and trends when you need to plan or justify.
Read moreTalk to a specialist
Partner with Limemint
Talk to a specialist
Tell us where your employees work and how you handle leave today. We will walk through the statutory programs that apply, your private plan options, and what implementation looks like.
Helpful to have ready
- Which states mandate paid family leave for your workforce
- Where a private plan is permitted and what the election process involves
- How the coverage and leave management platform work as one system
Best for
Licensed insurance brokers and benefit administrators placing statutory paid family leave for multi-state clients.
FAQ
Partner questions
Still have a question? .