Limemint

Minnesota · MN Paid Leave

Minnesota paid family leave

Minnesota Paid Leave began collecting contributions and paying benefits in 2026, with an equivalent private plan option available to employers.

State resource

At a glance

Upcoming

Maximum duration

12 weeks family leave, 12 weeks medical leave, 20 weeks combined maximum per benefit year

Benefit formula

Progressive formula of 90% down to 55% of average weekly wage

Waiting period

None

Private plans

Fully insured
Self-funded

Program detail

How MN Paid Leave works

MN Paid Leave

Program
Minnesota Paid Leave (MN Paid Leave)
Contributions effective
January 1, 2026
Benefits effective
January 1, 2026
Covered employers
Nearly all Minnesota employers, with premium reductions available to small employers
Employee eligibility
Earned at least 5.3% of the state average annual wage during the base period
Covered reasons
  • Own serious health condition
  • Bond with a new child
  • Care for a family member with a serious health condition
  • Qualifying military exigency
  • Safe leave related to domestic abuse, sexual assault, or stalking
Maximum duration
12 weeks family leave, 12 weeks medical leave, 20 weeks combined maximum per benefit year
Waiting period
None
Contribution rate
0.88% of taxable wages in 2026
Employee share
Employers may deduct up to 50% of the premium
Benefit formula
Progressive formula of 90% down to 55% of average weekly wage
Maximum weekly benefit
Capped at the state average weekly wage
Private plans allowed
Yes
Fully insured
Self-funded
Approval and election
Equivalent private plans must be approved by the Minnesota Department of Employment and Economic Development and may not cost employees more than the state plan.
State resource
paidleave.mn.gov/
Information as of
January 1, 2026

What this means for you

Employer and employee view

If you are the employer

Minnesota permits a private plan, so you can meet the mandate with a Limemint plan instead of the state fund. It must be at least as generous as MN Paid Leave, and employee contributions cannot exceed the state rate.

Minnesota is an upcoming state for us. We write private plans in New York today, with New Jersey and Massachusetts launching soon, and we can tell you where Minnesota sits on the roadmap.

Equivalent private plans must be approved by the Minnesota Department of Employment and Economic Development and may not cost employees more than the state plan.

Employer detail

If you are an employee

You qualify based on earned at least 5.3% of the state average annual wage during the base period. Benefits run for 12 weeks family leave, 12 weeks medical leave, 20 weeks combined maximum per benefit year, and there is no waiting period before your first payable week.

How to file a claim

Estimate

What MN Paid Leave might pay

A rough figure based on the published formula and weekly maximum. Nothing is submitted.

Estimate your weekly benefit

Two inputs, a rough number. Nothing is submitted or saved.

Enter your average weekly pay to see an estimate for MN Paid Leave.

This is an estimate only. Your actual weekly benefit depends on your base-period wages, the state formula in effect when your leave begins, and any other income you receive during leave. It is not a determination of eligibility or a promise of payment.

Other jurisdictions

Compare nearby programs

New York is available now. New Jersey and Massachusetts are launching soon. The rest are upcoming states.

Available nowLaunching soonUpcoming

Talk to a specialist

Discuss a Minnesota plan

Talk to a specialist

Tell us where your employees work and how you handle leave today. We will walk through the statutory programs that apply, your private plan options, and what implementation looks like.

Helpful to have ready

  • Which states mandate paid family leave for your workforce
  • Where a private plan is permitted and what the election process involves
  • How the coverage and leave management platform work as one system

Best for

Employers, insurance brokers, and benefit administrators with multi-state obligations or an upcoming effective date.