New York · DBL + PFL
New York paid family leave
New York Paid Family Leave is issued as a rider to statutory Disability Benefits Law coverage. Limemint writes DBL and PFL together on one policy. Employees cannot collect DBL and PFL at the same time, and combined benefits cannot exceed 26 weeks in a 52-week period.
At a glance
Maximum duration
12 weeks per 52-week period
Benefit formula
67% of average weekly wage
Waiting period
None
Private plans
Program detail
DBL + PFL in New York
Family leave is a rider on the statutory disability policy. Both benefit schedules are below.
NY PFL
- Program
- New York Paid Family Leave (NY PFL)
- Contributions effective
- July 1, 2017
- Benefits effective
- January 1, 2018
- Covered employers
- Private employers with one or more employees in New York for 30 or more days in a calendar year
- Employee eligibility
- 26 consecutive weeks of employment for full-time employees, or 175 days worked for part-time employees
- Covered reasons
- Bond with a new child
- Care for a family member with a serious health condition
- Qualifying military exigency
- Maximum duration
- 12 weeks per 52-week period
- Waiting period
- None
- Contribution rate
- Employee contribution rate set annually by the state
- Employee share
- 100% employee funded for PFL
- Benefit formula
- 67% of average weekly wage
- Maximum weekly benefit
- 67% of the New York State average weekly wage
- Private plans allowed
- YesFully insuredSelf-funded
- Approval and election
- Employers must elect DBL coverage through a private carrier, the New York State Insurance Fund, or a self-insured arrangement. When DBL is fully insured, PFL must be written by the same carrier.
- State resource
- paidfamilyleave.ny.gov/
- Information as of
- January 1, 2026
NY DBL
- Program
- Disability Benefits Law (NY DBL)
- How Limemint writes it
- Limemint writes New York PFL as a rider to statutory DBL. The two coverages issue together on one policy. A standalone PFL policy is only used when the employer self-insures DBL.
- Covered employers
- Private employers with one or more employees in New York for 30 or more days in a calendar year
- Employee eligibility
- 4 consecutive weeks of employment for full-time employees, or 25 days worked for part-time employees
- Covered reasons
- Own serious health condition
- Pregnancy disability before childbirth
- Pregnancy disability after childbirth
- Maximum duration
- 26 weeks in any 52 consecutive week period
- Waiting period
- 7 consecutive days. Benefits begin on the eighth consecutive day of disability.
- Contribution rate
- Employees may be charged 0.5% of the first $120 of weekly wages, capped at $0.60 per week. Employers pay the balance.
- Employee share
- Up to $0.60 per week. Employers may pay the full cost.
- Benefit formula
- 50% of average weekly wage over the last eight weeks worked
- Maximum weekly benefit
- $170 per week
- Minimum weekly benefit
- $20 per week
- With family leave
- DBL and PFL cannot be collected at the same time. Combined DBL and PFL cannot exceed 26 weeks in a 52-week period.
- Information as of
- January 1, 2026
What this means for you
Employer and employee view
If you are the employer
New York permits a private plan, so you can meet the mandate with a Limemint plan instead of the state fund. It must be at least as generous as NY PFL, and employee contributions cannot exceed the state rate.
Limemint writes New York PFL as a rider to statutory DBL. The two coverages issue together on one policy. A standalone PFL policy is only used when the employer self-insures DBL.
Employers must elect DBL coverage through a private carrier, the New York State Insurance Fund, or a self-insured arrangement. When DBL is fully insured, PFL must be written by the same carrier.
Employer detailIf you are an employee
You qualify based on 26 consecutive weeks of employment for full-time employees, or 175 days worked for part-time employees. Benefits run for 12 weeks per 52-week period, and there is no waiting period before your first payable week.
How to file a claimEstimate
What NY PFL might pay
A rough figure based on the published formula and weekly maximum. Nothing is submitted.
Estimate your weekly benefit
Two inputs, a rough number. Nothing is submitted or saved.
Enter your average weekly pay to see an estimate for NY PFL.
This is an estimate only. Your actual weekly benefit depends on your base-period wages, the state formula in effect when your leave begins, and any other income you receive during leave. It is not a determination of eligibility or a promise of payment.
Other jurisdictions
Compare nearby programs
New York is available now. New Jersey and Massachusetts are launching soon. The rest are upcoming states.
Talk to a specialist
Discuss a New York plan
Talk to a specialist
Tell us where your employees work and how you handle leave today. We will walk through the statutory programs that apply, your private plan options, and what implementation looks like.
Helpful to have ready
- Which states mandate paid family leave for your workforce
- Where a private plan is permitted and what the election process involves
- How the coverage and leave management platform work as one system
Best for
Employers, insurance brokers, and benefit administrators with multi-state obligations or an upcoming effective date.